Say Cheez

Insurance

Insurance & payment

We work with most major dental insurance plans, and our team files your claims for you — so your visit stays about your child, not paperwork. Below are the plans we work with most often. Don't see yours? Call us at (201) 345-3637 and we'll verify your specific plan and benefits before your first visit.

Commercial & PPO plans we work with

  • Delta Dental (including Delta Dental of New Jersey)
  • Aetna
  • Cigna
  • MetLife
  • Horizon Blue Cross Blue Shield of New Jersey
  • Anthem Blue Cross Blue Shield (including Empire and BlueCard out-of-state plans)
  • Guardian
  • UnitedHealthcare
  • United Concordia
  • Humana
  • Principal
  • Sun Life
  • TeamCare
  • …and many more

Medicaid / NJ FamilyCare plans we accept

  • Horizon NJ Health
  • UnitedHealthcare Community Plan
  • UnitedHealthcare Dual Complete
  • On a different NJ FamilyCare or Medicaid plan? Call us at (201) 345-3637 to check your coverage.

Don't see your plan listed?

Call us — there's a good chance we're in network. Insurance networks change all the time, and we add plans often, so the list above isn't the whole story. One quick call to (201) 345-3637 and we'll confirm your exact coverage before your visit.

No dental insurance? We have a plan for that

No insurance is no problem — and no reason to put off your child's care. Our in-house membership plan is a simple, affordable way for families without dental insurance to get the care they need: routine cleanings, exams, and x-rays are included, plus a discount on any other treatment — with no insurance company, no claim forms, no annual maximums, and no waiting periods. Call us at (201) 345-3637 and we'll walk you through how it works and what it includes for your family.

The fastest way to know exactly what's covered is a quick call — we'll check your plan, explain your benefits in plain language, and answer any coverage questions before you come in.

We file and manage claims on your behalf, and we'll always talk through costs with you up front — no surprises. Se habla español · हिंदी में सेवा उपलब्ध.

Frequently asked questions

Do you take my insurance?

We work with most major dental plans, including Delta Dental, Aetna, Cigna, MetLife, Horizon, Anthem, Guardian, UnitedHealthcare, Humana, and more. The surest way to confirm your specific plan is to call us at (201) 345-3637 — we'll verify your benefits before your visit.

Do you accept NJ FamilyCare / Medicaid?

Yes — we accept Horizon NJ Health and UnitedHealthcare Community Plan and Dual Complete. Call us and we'll confirm your child's coverage.

What if you're not in-network with my plan?

Many plans still provide out-of-network benefits, and we'll help you understand what your plan covers. Call us and we'll walk you through your options before your first visit.

Do you file the insurance claim, or do I?

We do — our team files and manages your claims for you. You focus on your child; we'll handle the paperwork.

What if we don't have dental insurance?

You're still very welcome here — and your child's care doesn't have to wait. Ask us about our in-house membership plan, an affordable way for uninsured families to get cleanings, exams, x-rays, and discounted treatment. Call (201) 345-3637 and we'll explain how it works.

What does the in-house membership plan include?

It includes your routine cleanings, exams, and x-rays, plus a discount on other treatment — with no claim forms, waiting periods, or annual maximums. Call us at (201) 345-3637 and we'll go over the details for your family.

A dentist visit with zero dread? It exists.

Call Book